Life insurance is what I personal consider the most important coverage of all.

The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy.

The regular options in the market are:

• Term Life insurance (10,15, 20 or 30 years)
• Universal Life insurance (Premium returns and no term)

Physical tests needed to sign up payed by the insurance companies.

These are the participants in our market that offers life insurance.